Insurance Brokerage
As insurance brokers registered with the Spanish Directorate General of Insurance (DGSFP) under Law 26/2006, we represent the client, not the insurer. We objectively analyse offers from multiple companies and propose the policy that best fits your situation. The main advantage of integrating brokerage within a law firm is a 360 view of your assets: when the same professional managing your inheritance or property purchase also coordinates your insurance, risks are identified before they become problems.
How we help
- Home and second residence insurance
- Car and motorcycle insurance
- Life and health insurance
- Business and SME insurance
- Commercial premises insurance
- Community of owners insurance
- Professional indemnity insurance
- Ten-year construction insurance (decenal)
- Savings and investment products (PIAS, Unit Linked)
- Travel and assistance insurance
- Pleasure boat insurance
- Full claims management
Our process
Needs analysis
Initial meeting to understand your situation, assets and risks. We review existing policies to detect overlaps or insufficient coverage.
Comparative study
We request quotes from several companies and analyse them in parallel: price, coverage, deductibles and exclusions.
Personalised proposal
We present the option that best balances cost and protection, with a clear comparative report and no small print.
Ongoing management and claims
We handle renewals, changes and, most importantly, full claims management if something happens.
Frequently asked questions
Do I have to pay anything for the broker service?
No. Brokers are paid directly by the insurer through a commission already included in the premium. The price is the same or lower than contracting directly, but you gain independent advice and claims management at no extra cost.
What happens if I have a claim?
You call us, not the company. We open the file, coordinate with the loss adjuster, monitor legal deadlines and ensure the insurer complies. If there is a dispute, our legal team intervenes directly.
Can I change my current insurance even if it hasn't expired?
Yes. Spanish Law 20/2015 allows cancellation of most policies with one month's notice before annual renewal. We handle the cancellation without any coverage gap.
Do you serve British residents and other foreigners?
Yes. We regularly work with the British community in Mojacar, Vera and the Almeria Coast. Bilingual service and specific experience in post-Brexit resident coverage.
Is it more expensive to use a broker?
No. The premium is the same because the commission is already included in the standard tariff. What changes is what you receive: independent advice, comparative analysis and personalised claims management. We operate under Law 26/2006 and are registered with the DGSFP Special Administrative Register.
Need help with Insurance Brokerage?
Contact us for an initial consultation with no obligation.